Why settle for just a Title Company? We are a full service law firm.
From start to finish we will answer all of your questions and concerns about title insurance, title issues, contract issues and help you every step of the way until you close. We handle residential and commercial closings.
In recent time many closings have occurred without the assistance of council or all too often people were being not properly advised and people were taking on too much debt. Many people are finding themselves upside down on their loans and being foreclosed on them. Our firm SPECIALIZES IN SAVING PEOPLE'S HOMES FROM FORECLOSURE. Please feel free to contact our office to discuss the possibility of avoiding the foreclosure and possibly making a profit on your home.
You will receive the quality customer care, security and experience of a law firm at the cost of a title company. Whether you are purchasing a new home or refinancing your existing home, Let Us Handle All Your Closing Needs. We are a full service law firm with title, escrow and settlement experience.
What does this mean?
We will explain the title and closing process, we hold any escrows required for purchases or refinances, explain all costs and fees, work with your lender or help you find alternative financing and provide you with a fast and seamless closing.
Your home is probably going to be your biggest asset or investment, therefore it must be protected. Title insurance protects against: any hidden title defects, forged documents, errors in title, misrepresentation and clouds on title.
Even though great efforts are practiced to insure that the title to your property is clear, sometimes documents were not filed properly or circumstances like the ones listed above can and sometimes will try to take away what you worked so hard for. This is where you need the protection of Title Insurance.
Step One
Title Insurance Agencies, such as our firm, begin with a thorough title search through the public records located at the county court house. We also perform an unrecorded lien search to make sure that municipal taxes, water and sewer fees are current.
Step Two
We then take all the findings and type up a commitment which will show everything that has to be cleared and satisfied to insure a clear title.
Step Three
Once the commitment is prepared, we will clear any clouds on title, order any payoffs (such as mortgages, liens or judgements), receive copies of the borrower's homeowner's insurance policy, and review the survey. If the borrower does not have a survey, one will be ordered on their behalf, if the lender requires one.
Step Four
After everything is satisfied, we are ready to close. We will schedule a time for the borrower to sign their documents for closing. After all documents are signed, the closing package is sent to the lender.
Step Five
Once all steps have been completed and all documents have been recorded, we will then issue the title policy.
Title Insurance rules are highly regulated. Therefore, your selection of who to handle your closing will usually be based on the reputation of the organization handling the matter as opposed to price.
CONTACT OUR OFFICE FOR A FREE INITIAL CONSULTATION NEW YORK (315) 701-2727 OR FLORIDA (239) 775-5773
